Your Credit Repair RoadmapA Simple 4-Step Path to Better Credit
Fixing your credit doesn’t have to be overwhelming. Here’s a clear path to get started, even if your score feels stuck.
Welcome to Build Clean Credit
Whether you're recovering from a rough patch or planning to buy a home, this site is your no-pressure guide to understanding how credit works and taking real, practical steps to improve it — without having to hire a credit repair company.
I’ve curated easy-to-follow guides, trusted tools, and resources to help you take control of your credit — one step at a time.
What You’ll Find Here
- ✅Clear definitions of credit terms (without all the jargon)
- ✅Step-by-step guides for DIY credit repair
- ✅Calculators, checklists, and tools to help you stay on track
- ✅Trusted products and services that make the process easier
🧩 Step 1: Understand Your Score
Learn what impacts your credit, how utilization works, and what steps you can take right now to start improving your score.
🔍 Step 2: Review Your Reports
Get copies of your credit reports and learn how to spot errors, outdated accounts, and red flags.
✍️ Step 3: Dispute or Validate Debts
Don’t ignore mistakes or collection notices. Learn how to challenge inaccurate items and request proper validation when needed.
🔄 Step 4: Rebuild & Maintain
Once the cleanup is underway, start rebuilding with smart tools and habits that boost your score over time.
Helpful Tools to Explore
Recommended Resources
Some of the links on this site are affiliate links, which means I may earn a small commission if you choose to use them — at no cost to you. I only recommend products and services that I believe are genuinely helpful for repairing or managing credit.
Ready to Take Control?
You don’t have to fix everything today. Start with one small step and build momentum from there.